QQ Africa is one place for the whole of your life: Fanikiwa counts your real month, QQ Soko sells at an honest price, QQ Grow is where you learn a skill and get paid for it, QQ Nyumba is a place to live, and the Wallet moves money without riba. One account, one wallet, one community.
Every earning bracket from KES 3,000 to 500,000+, every town from Kibera to Karen to rural Kitui, every family shape including no-rent homes, two-household families, single parents and members living with disability. Each life is itemized down to the matchbox: rent, KPLC tokens, water, the daily chai, school fees, diapers for the under-4s, chama, black tax, Fuliza loops, CRB listings — and the honest month-end number.
Swipe through real lives — story, money, kitchen, debts, verdict. Or browse every life as a page.
Open the app, slide your bracket, and build your own plan with a pseudo name. Your data stays on your device.
One M-Pesa STK push unlocks unlimited tracking, the AI coach, CRB clearance planning and human experts.
It depends on rent and family size — in the Community, a salonist on 25,000 in Kariobangi with two kids typically pays about 6,500 rent, spends 6,000–8,000 on an itemized kitchen (unga, sukuma, milk for chai, oil, down to the 20-bob matchbox), and finishes the month within a few hundred shillings of zero.
Yes — watching the reels, browsing all 1,000 lives and building your own starter plan needs no account and no payment. Fanikiwa Plus is unlocked with a single M-Pesa STK push.
They are representative, statistically realistic profiles generated from real Kenyan price and lifestyle data — real brackets, real costs, no identifiable individuals.
The app includes a CRB clearance planner that tracks the defaulted loan, builds the repayment path, and walks you through asking the lender to update the bureau.
QQ Africa Ltd runs Fanikiwa, QQ Soko, QQ Grow, QQ Nyumba, QQ Pets, QQ Elimu, QQ Wallet, QQ Events, QQ Milele and the Movement on one account and one wallet. It is halal by construction: no riba, nothing chance-based, and nothing speculative.